National Flood Insurance Program Automatic Extension Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6560 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6560 To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 10, 2025 Mr. Carter of Louisiana (for himself, Mr. Ezell, Ms. Letlow, Mr. Higgins of Louisiana, Mrs. Fletcher, and Mr. Fields) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the National Flood Insurance Act of 1968 to provide for the automatic contingent extension of the National Flood Insurance Program, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``National Flood Insurance Program Automatic Extension Act of 2025''. SEC. 2. CONTINGENT EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM. Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended to read as follows: ``SEC. 1319. PROGRAM EXPIRATION AND CONTINGENT EXTENSION. ``(a) Definitions.--In this section: ``(1) Terminal fiscal year.--The term `terminal fiscal year' means the fiscal year in which the termination date occurs. ``(2) Termination date.--The term `termination date' means the later of-- ``(A) the date described in subsection (b); or ``(B) the date that is deemed to apply in lieu of the date described in subsection (b) by the operation of any other Act. ``(b) Expiration.--No new contract for flood insurance under this title shall be entered into after September 30, 2023. ``(c) Automatic Extension.-- ``(1) In general.--The authorities described in paragraph (2) shall be automatica