Main Street Capital Access Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6955 Reported in House (RH)] <DOC> Union Calendar No. 535 119th CONGRESS 2d Session H. R. 6955 [Report No. 119-617] To make improvements to the Federal banking laws, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 7, 2026 Mr. Hill of Arkansas (for himself, Mr. Barr, Mr. Huizenga, Mr. Lucas, Mr. Sessions, Mrs. Wagner, Mr. Williams of Texas, Mr. Emmer, Mr. Loudermilk, Mr. Davidson, Mr. Rose, Mr. Steil, Mr. Timmons, Mr. Stutzman, Mr. Norman, Mr. Meuser, Mrs. Kim, Mr. Donalds, Mr. Garbarino, Mr. Fitzgerald, Mr. Flood, Mr. Lawler, Ms. De La Cruz, Mr. Ogles, Mr. Nunn of Iowa, Mrs. McClain, Ms. Salazar, Mr. Downing, Mr. Haridopolos, and Mr. Moore of North Carolina) introduced the following bill; which was referred to the Committee on Financial Services April 20, 2026 Additional sponsors: Mr. Kennedy of Utah, Mr. Knott, Mr. Calvert, and Mrs. Fedorchak April 20, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on January 7, 2026] _______________________________________________________________________ A BILL To make improvements to the Federal banking laws, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``Main Street Capital Access Act'' or the ``Main Street Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--NEW BANK FORMATION AND LOCAL COMMUNITY ACCESS Sec. 101. Promoting New Bank Formation. Sec. 102. New Bank Application Number