Community Bank Regulatory Tailoring Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7056 Reported in House (RH)] <DOC> Union Calendar No. 480 119th CONGRESS 2d Session H. R. 7056 [Report No. 119-558] To index statutory thresholds, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 14, 2026 Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services March 19, 2026 Additional sponsors: Mr. Gottheimer and Mr. Meuser March 19, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on January 14, 2026] _______________________________________________________________________ A BILL To index statutory thresholds, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Community Bank Regulatory Tailoring Act''. SEC. 2. THRESHOLD ADJUSTMENTS TO ACCOUNT FOR HISTORICAL INCREASES IN CURRENT-DOLLAR UNITED STATES GROSS DOMESTIC PRODUCT. (a) Bank Holding Company Act of 1956.--The Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) is amended-- (1) in section 5(c)(3)(C)(ii) (12 U.S.C. 1844(c)(3)(C)(ii)), by striking ``$1,000,000'' and inserting ``$3,000,000''; and (2) in section 13(h)(1)(B)(i) (12 U.S.C. 1851(h)(1)(B)(i)), by striking ``$10,000,000,000'' and inserting ``$15,000,000,000''. (b) Community Reinvestment Act of 1977.--Section 809(a) of the Community Reinvestment Act of 1977 (12 U.S.C. 2908(a)) is amended by striking ``$250,000,000'' and inserting ``$800,000,000''. (c) Depository Institution Management Interlocks Act.--The Depository Institution Management Interlocks Act (12 U.S.C. 3201 et seq.)