Living Donor Protection Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 4583 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 4583 To promote and protect from discrimination living organ donors. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES July 22, 2025 Mr. Bacon (for himself and Mr. Nadler) introduced the following bill; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned _______________________________________________________________________ A BILL To promote and protect from discrimination living organ donors. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Living Donor Protection Act of 2025''. SEC. 2. PROHIBITION ON DENIAL OF COVERAGE OR INCREASE IN PREMIUMS OF LIFE OR DISABILITY INSURANCE FOR LIVING ORGAN DONORS. (a) Prohibition.--Notwithstanding any other provision of law, an insurer shall not deny coverage, cancel coverage, refuse to issue, determine the price or premium for, or otherwise vary any term or condition of a life insurance policy, disability insurance policy, or long-term care insurance policy for a person based solely, and without any actual, unique, and material actuarial risks, on the status of such person as a living organ donor. (b) Enforcement.--A State insurance regulator may take such actions to enforce subsection (a) as are specifically authorized under the laws of such State. (c) Definitions.--In this section: (1) Disability insurance policy.--The term ``disability insurance policy'' means a contract under which an entity promises to pay a person a sum of money in the event that an illness or injury res