Federal Worker Mortgage Forbearance Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 3156 Introduced in Senate (IS)] <DOC> 119th CONGRESS 1st Session S. 3156 To provide certain Federal employees with the ability to request and receive a period of forbearance on certain mortgage loans during a period during which there is a lapse in appropriations, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES November 7, 2025 Ms. Alsobrooks (for herself, Mr. Van Hollen, Mr. Kaine, and Mr. Warner) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ A BILL To provide certain Federal employees with the ability to request and receive a period of forbearance on certain mortgage loans during a period during which there is a lapse in appropriations, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Federal Worker Mortgage Forbearance Act''. SEC. 2. RIGHT OF AFFECTED INDIVIDUALS TO REQUEST FORBEARANCE. (a) Definitions.--In this section: (1) Agency.--The term ``agency'' means each authority of the executive, legislative, or judicial branch of the Government of the United States. (2) Covered individual.--The term ``covered individual''-- (A) means an employee of an agency, without regard to whether the individual is, during a period during which there is a lapse in appropriations with respect to the agency-- (i) determined to be an excepted employee or an employee performing emergency work, as those terms are defined by the Office of Personnel Management; or (ii) subject to furlough; (B) includes a contractor who-- (i) as part of the ordinary job duties of the individual, provides support to any employee described in subparagraph (