Fair Credit for Farmers Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6169 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6169 To amend the Consolidated Farm and Rural Development Act to reform farm loans, to amend the Department of Agriculture Reorganization Act of 1994 to reform the National Appeals Division process, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES November 20, 2025 Ms. Adams (for herself and Ms. McClellan) introduced the following bill; which was referred to the Committee on Agriculture _______________________________________________________________________ A BILL To amend the Consolidated Farm and Rural Development Act to reform farm loans, to amend the Department of Agriculture Reorganization Act of 1994 to reform the National Appeals Division process, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Fair Credit for Farmers Act''. SEC. 2. DEFERMENT OF PAYMENTS FOR BORROWERS OF FARM LOANS. (a) Definitions.--In this section: (1) Covered producer.--The term ``covered producer'' means-- (A) a limited resource farmer or rancher (as defined in section 718.2 of title 7, Code of Federal Regulations (as in effect on the date of enactment of this Act)); (B) a socially disadvantaged farmer or rancher (as defined in section 2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 (7 U.S.C. 2279(a))); (C) a beginning farmer or rancher (as defined in that section); and (D) a veteran farmer or rancher (as defined in that section). (2) Eligible borrower.--The term ``eligible borrower'' means a borrower that is a farmer or rancher that is-- (A) delinquent, as described in the definition of the term ``delinquent borrower'' in section 761.2(b) of title 7, Code of Federal Regulations (as in effect o