Additional Living Expense Fairness and Expedited Closure Adjudicaiton Act; create.

An Act To Be Known As The "additional Living Expense (ale) Fairness And Expedited Closure Adjudication Act"; To Declare That The Legislative Purpose Of The Act Is To Establish A Process Administered By The Department Of Insurance To Ensure Timely And Sufficient Additional Living Expense Benefits Are Paid To Insured Parties Under Residential And Small Commercial Policies; To Define Certain Terms, Including "ale"; To Grant The Commissioner Of Insurance Exclusive Jurisdiction To Adjudicate Disputes Regarding Ale Matters; To Authorize Insurers And Insured Parties To Institute A Petition; To Require The Expedited Time For Addressing Petitions; To Authorize The Commissioner To Issue An Interim Ale Order To Prevent Hardship; To Prescribed Standards For Adjudicating Disputes; To Grant The Commissioner Certain Powers In Issuing Orders; To Provide That Orders Settling Ale Disputes Are Binding Unless A Rehearing Is Granted Or The Order Is Appealed To A Court Of Competent Jurisdiction; To Authorize The Commissioner To Promulgate Rules Necessary For The Enforcement Of This Act; And For Related Purposes.