Jennifer Sanders v. U.S. Bank National Association

── Jennifer Sanders v. U.S. Bank National Association ── Case No.: 25A-MF-00790 Court: Indiana Court of Appeals Date: January 07, 2026 Author: Judge Nancy Vaidik County of Origin: St. Joseph Category: Civil Decision: Reversed Judge Tavitas and Judge Felix concur After Elizabeth Osborne died, U.S. Bank National Association filed a mortgage-foreclosure action against her “Unknown Heirs at Law.” Appellant’s App. Vol. 2 pp. 29-64. Osborne’s daughter, Jennifer Sanders, intervened in the case as a defendant. U.S. Bank later moved for summary judgment three times. The first time, the trial court denied the motion because U.S. Bank had failed to show that (1) “it provided sufficient notice of the alleged default as required under the contract” and (2) “it has a security interest in the Note.” Id.