Erie Insurance Exchange v. State Farm Mutual Automobile Insurance Company

── Erie Insurance Exchange v. State Farm Mutual Automobile Insurance Company ── Case No.: 24A-CT-02747 Court: Indiana Court of Appeals Date: June 30, 2025 Author: Judge Rudolph Pyle County of Origin: Howard Category: Civil Decision: Reversed and Remanded Judge Bradford and Judge Kenworthy concur Lawrence Ricketts (“Ricketts”) is a mechanic who owned an automotive repair shop called Automotive Specialists LLC (“Automotive Specialists”). Ricketts had an automotive insurance policy that provided coverage for Automotive Specialists through Auto-Owners Insurance Company (“Auto-Owners”). The policy provided by Auto-Owners did not provide any underinsured motorist coverage.