Lowell Lakin AKA L&P Body Shop v. Auto-Owners Insurance Company #8988, et al.

── Lowell Lakin AKA L&P Body Shop v. Auto-Owners Insurance Company #8988, et al. ── Case No.: 20A-CC-02020 Court: Indiana Court of Appeals Date: April 20, 2021 Author: Judge Melissa May County of Origin: Jasper Category: Civil Decision: Affirmed Judge Kirsch and Judge Bradford concur In 1990, Lowell Lakin, the owner of L&P Body Shop, switched the body shop’s property insurance policy from Ohio Casualty Company to Auto-Owners because Auto-Owners required a lower premium. Lakin’s Auto-Owners insurance policy provided for actual cash value coverage, 1 and Lakin annually renewed the body shop’s insurance policy. In 2012, Lakin again switched the body shop’s property insurance policy from Auto-Owners to Property-Owners because Property-Owners charged a lower premium.