JOHN FRALISH v. DISCOVER BANK C/O DISCOVER PRODUCTS INC

── JOHN FRALISH v. DISCOVER BANK C/O DISCOVER PRODUCTS INC ── Case No.: 23A-CC-00211 Court: Indiana Court of Appeals Date: May 30, 2023 Author: Judge Paul Mathias County of Origin: St. Joseph Category: Civil Decision: Reversed and Remanded Judge Vaidik and Judge Pyle concur On October 4, 2022, Discover Bank (“Discover”) filed its complaint against Fralish. In its complaint, Discover alleged that Fralish had breached his Credit Card Account Agreement (“the Agreement”) with Discover by failing to pay back $46,550.97 in credit card debt. Discover attached the Agreement to its complaint. The Agreement stated in relevant part as follows: Agreement to Arbitrate. In the event of a dispute between you and us arising out of or relating to this Account . . .