Medical Debt - Complaints for Money Judgment and Real Property Liens

Establishing certain requirements for a complaint for a money judgment; defining "medical debt" as a debt owed by a consumer to a provider of medical services, products, or devices, but does not include debt charged to a credit card except under certain circumstances; prohibiting the creation of a lien on owner-occupied residential property by contract or as a result of a breach of contract for the payment of medical debt; and applying the Act prospectively.