Stop Auto Fraud Act of 2026

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 10269 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 10269 To amend title 18 to include an offense for motor vehicle collision fraud, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 3, 2026 Ms. Gillen (for herself, Mr. Nehls, Mr. Gottheimer, and Mr. Fong) introduced the following bill; which was referred to the Committee on the Judiciary _______________________________________________________________________ A BILL To amend title 18 to include an offense for motor vehicle collision fraud, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Stop Auto Fraud Act of 2026''. SEC. 2. MOTOR VEHICLE COLLISION FRAUD. (a) Offense.-- (1) In general.--Chapter 63 of title 18, United States Code, is amended by adding at the end the following: ``Sec. 1353. Motor vehicle collision fraud ``Whoever knowingly executes, or attempts to execute, a scheme or artifice-- ``(1) to cause, stage, fabricate, or simulate a motor vehicle accident; and ``(2) to submit any false, fictitious, or fraudulent claim for payment of a loss under an insurance policy, including a loss related to medical treatment, repair costs, lost wages, or lost benefits, shall be fined under this title or imprisoned not more than 10 years, or both. If the violation results in serious bodily injury (as defined in section 1365 of this title), such person shall be fined under this title or imprisoned not more than 20 years, or both; and if the violation results in death, such person shall be fined under this title, or imprisoned for any term of years or for life, or both.''. (2) Clerical amendment.--The table of sections at the beginning of chapter 63 of title 18, United States Code, is amended b