Mesa Underwriters v. Alicia Orta

── Mesa Underwriters v. Alicia Orta ── Court: Court of Appeals for the Fifth Circuit Date: June 05, 2026 Category: Private Civil Diversity Case: 25-11066 Document: 90-1 Page: 1 Date Filed: 06/05/2026 United States Court of Appeals for the Fifth Circuit United States Court of Appeals Fifth Circuit ____________ FILED June 5, 2026 No. 25-11066 Lyle W. Cayce ____________ Clerk Mesa Underwriters Specialty Insurance Company, Plaintiff—Appellee, versus Alicia Orta; Universal Protection Service, L.P., doing business as Allied Universal Security Services, Defendants—Appellants. ______________________________ Appeal from the United States District Court for the Northern District of Texas USDC No. 3:23-CV-2649 ______________________________ Before King, Higginson, and Duncan, Circuit Judges. Per Curiam: * Appellant Alicia Orta filed suit on behalf of a minor who was sexually assaulted by a security guard working for a subcontractor of appellant Allied Universal. Appellee Mesa Underwriters Specialty Insurance Co. (“MUSIC”) brought a declaratory-judgment action seeking a ruling that it owed no duty to defend or indemnify Allied Universal, pointing to a provision _____________________ * This opinion is not designated for publication. See 5th Cir. R. 47.5. Case: 25-11066 Document: 90-1 Page: 2 Date Filed: 06/05/2026 No. 25-11066 in Allied Universal’s insurance contract that excluded injuries resulting from assault or battery occurring at “all locations.” The district court held that MUSIC had no duty to defend or indemnify. Allied Universal and Alicia Orta appeal, arguing that the term “all locations” is ambiguous and should therefore be construed against the insurer. Having studied the parties’ briefs, the record, and the applicable law, and having heard oral argument, we affirm the judgment substantially for the reasons given by the district court. AFFIRMED. See 5th Cir. R. 47.6. 2