To direct the Administrator of the Federal Emergency Management Agency to allow certain recipients of the Flood Mitigation Assistance Grant, and other grants, to be used for the payment of premiums for a community-based, parametric flood insurance policy, and for other purposes.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 9056 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 9056 To direct the Administrator of the Federal Emergency Management Agency to allow certain recipients of the Flood Mitigation Assistance Grant, and other grants, to be used for the payment of premiums for a community-based, parametric flood insurance policy, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES May 29, 2026 Mr. Garbarino (for himself and Mr. Meeks) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To direct the Administrator of the Federal Emergency Management Agency to allow certain recipients of the Flood Mitigation Assistance Grant, and other grants, to be used for the payment of premiums for a community-based, parametric flood insurance policy, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Community Flood Resilience Act''. SEC. 2. SENSE OF CONGRESS. It is the sense of the Congress that-- (1) many communities with significant flood risk continue to experience chronically low participation in the National Flood Insurance Program, leaving households and small businesses financially vulnerable to flood events and increasing reliance on post-disaster Federal assistance; (2) there is a need to promote greater engagement with private flood insurance markets and improve insurance awareness in communities with elevated flood risk and historically low flood insurance take-up rates; (3) community-based parametric flood insurance has the potential to provide faster, more transparent, and more flexible financial protection at a community level and can serve as a supplemen