Banks and Financial Institutions - As introduced, increases, from $1.00 to $5.00, the threshold before which a borrower is entitled to a refund or refund credit of the precomputed interest charge for a loan that is precomputed that the borrower prepays in full. - Amends TCA Title 45, Chapter 12; Title 45, Chapter 18; Title 45, Chapter 5 and Title 45, Chapter 7.