Smart Buy Auto Finance, Inc. v. Dennis Mitchell

── Smart Buy Auto Finance, Inc. v. Dennis Mitchell ── Case No.: 23A-CT-01146 Court: Indiana Court of Appeals Date: December 11, 2023 Author: Judge Elizabeth Tavitas County of Origin: Lake Category: Civil Decision: Affirmed Judge Pyle and Judge Foley concur In February 2021, Mitchell filed a complaint against Safe Auto Insurance Company (“Safe Auto”) and Smart Buy.1 Smart Buy concedes that it received the complaint via certified mail. In response, on March 19, 2021, Smart Buy filed an informal answer in the form of a letter to the trial court, but Smart Buy 1 Mitchell purchased a vehicle from Smart Buy and obtained insurance from Safe Auto. He later totaled the vehicle, and Safe Auto denied coverage on the loss. did not retain counsel or file an appearance.