Reyna v. Block

── Reyna v. Block ── Court: Court of Appeals for the Fifth Circuit Date: May 18, 2026 Category: Civil Rights Case: 25-50966 Document: 23-1 Page: 1 Date Filed: 05/18/2026 United States Court of Appeals for the Fifth Circuit ____________ United States Court of Appeals Fifth Circuit No. 25-50966 Summary Calendar FILED ____________ May 18, 2026 Lyle W. Cayce Joseph Anthony Reyna, Clerk Plaintiff—Appellant, versus Block, Incorporated, doing business as Cash App; Sutton Bank, Defendants—Appellees. ______________________________ Appeal from the United States District Court for the Western District of Texas USDC No. 1:25-CV-1402 ______________________________ Before Davis, Jones, and Ho, Circuit Judges. Per Curiam: * Plaintiff-Appellant Joseph Anthony Reyna, appearing pro se and in forma pauperis, alleges Defendants-Appellees Block Inc. d/b/a Cash App and Sutton Bank failed to timely respond to Reyna’s notice of account errors in violation of the Electronic Funds Transfer Act (EFTA). The district court, however, found his complaint fails to allege proper notice under the _____________________ * This opinion is not designated for publication. See 5th Cir. R. 47.5.  Case: 25-50966 Document: 23-1 Page: 2 Date Filed: 05/18/2026 No. 25-50966 statute, so dismissed pursuant to 28 U.S.C. § 1915(e)(2)(B)(i)–(ii) and entered a prefiling injunction. Because Reyna has not stated a claim under the EFTA despite pleading his best case, and because the district court acted within its discretion when entering the prefiling injunction, we AFFIRM. Since June of last year, Reyna has filed 24 pro se lawsuits in Texas federal district courts and sought pauper status. 1 This is the ninth such case. Reyna, proceeding “individually and on behalf of Dreams Over Dollars™ Foundation and JoeCat LLC,” claims $67.66 of unauthorized Google Play transactions appeared in an unnamed Cash App account. He concedes Cash App restored that amount to the account. But he contends at least part of the payment was untimely under the EFTA and seeks statutory penalties from Defendants-Appellees as a result. _____________________ 1 See Reyna v. Tex. Dep’t of State Health Servs., No. 1:25-CV-871 (W.D. Tex. June 2, 2025); Reyna v. Spotify Tech. S.A., No. 1:25-CV-1023 (W.D. Tex. June 25, 2025); Reyna v. Da Vita Inc., No. 1:25-CV-1028 (W.D. Tex. June 27, 2025); Reyna v. Tex. Med. Liab. Tr., No. 1:25-CV-1105 (W.D. Tex. July 15, 2025); Reyna v. Nelnet, Inc., No. 1:25-CV-1107 (W.D. Tex. July 15, 2025); Reyna v. Tex. Dep’t of Transp., No. 1:25-CV-1290 (W.D. Tex. Aug. 5, 2025); Reyna v. Soc. Sec. Admin., No. 1:25-CV-1293 (W.D. Tex. Aug. 11, 2025); Reyna v. Wells Fargo Bank, N.A., No. 1:25-CV-1356 (W.D. Tex. Aug. 21, 2025); Reyna v. Exxon Mobile [sic] Corp., No. 1:25-CV-194 (S.D. Tex. Sept. 3, 2025); Reyna v. Capital One Fin. Corp., No. 1:25-CV-1498 (W.D. Tex. Sept. 11, 2025); Reyna v. Twitch Interactive, Inc., No. 1:25-CV-1504 (W.D. Tex. Sept. 11, 2025); Reyna v. BREIT Steadfast MF Fairmarc TX LP, No. 1:25-CV-1608 (W.D. Tex. Oct. 1, 2025); Reyna v. Nelson, No. 1:25-CV-1676 (W.D. Tex. Oct. 14, 2025); Reyna v. Space Expl. Techs. Corp., No. 1:25-CV-250 (S.D. Tex. Nov. 3, 2025)