Protect Your Points Act of 2026

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4244 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4244 To amend chapter 423 of title 49, United States Code, to provide protections with respect to frequent flyer programs and co-branded credit cards, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES March 26, 2026 Mr. Durbin introduced the following bill; which was read twice and referred to the Committee on Commerce, Science, and Transportation _______________________________________________________________________ A BILL To amend chapter 423 of title 49, United States Code, to provide protections with respect to frequent flyer programs and co-branded credit cards, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Protect Your Points Act of 2026''. SEC. 2. PROTECTIONS RELATING TO FREQUENT FLYER PROGRAMS AND CO-BRANDED CREDIT CARDS. (a) In General.--Chapter 423 of title 49, United States Code, is amended by adding at the end the following new section: ``SEC. 42309. PROTECTIONS RELATING TO FREQUENT FLYER PROGRAMS AND CO- BRANDED CREDIT CARDS. ``(a) Protections Related to Points, Miles, and Other Accrued Value.-- ``(1) Value disclosure.--Not later than 90 days after the date of enactment of this section, each covered air carrier shall-- ``(A) prominently display on each page of the website and mobile application of the air carrier information regarding the financial value of one point, mile, or other accrued value promised or offered in connection with a frequent flyer program; ``(B) in the case that any such financial value differs between various co-branded credit cards, or tiers or iterations of loyalty programs, display information regarding each differing financial value in a central location