Federal Worker Credit Protection Act of 2026

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 4478 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 4478 To protect the credit of Federal workers during a government shutdown. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES April 30, 2026 Mr. Kelly (for himself, Mr. Gallego, Mr. Van Hollen, Mr. Kaine, Mr. Warner, and Ms. Alsobrooks) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ A BILL To protect the credit of Federal workers during a government shutdown. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Federal Worker Credit Protection Act of 2026''. SEC. 2. PROHIBITION ON REPORTING ADVERSE ITEMS OF INFORMATION RELATING TO FEDERAL WORKERS DURING GOVERNMENT SHUTDOWNS. (a) In General.--Section 605 of the Fair Credit Reporting Act (15 U.S.C. 1681c) is amended-- (1) in subsection (a), by adding at the end the following: ``(9) With respect to a consumer reporting agency described in section 603(p), any item of adverse information related to the debt of Federal workers during a covered period, as those terms are defined in subsection (i).''; and (2) by adding at the end the following: ``(i) Government Shutdowns.-- ``(1) Definitions.--In this subsection: ``(A) Covered individual.--The term `covered individual' means an employee of the United States Government or the District of Columbia whose employing agency is subject to a lapse of appropriations. ``(B) Covered period.--The term `covered period' means the period beginning on the date on which there is more than a 24-hour lapse in appropriations and ending on the date that is 30 days after the date on which there is no longer a lapse in appropriations.