Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 8398 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 8398 To make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 21, 2026 Mr. Huizenga (for himself, Mr. Barr, Mr. Steil, and Mr. Hill of Arkansas) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To make improvements to title V of the Gramm-Leach-Bliley Act, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``Guidelines for Use, Access, and Responsible Disclosure of Financial Data Act'' or the ``GUARD Financial Data Act''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. TITLE I--IMPROVEMENTS TO TREATMENT OF CONSUMER FINANCIAL DATA Sec. 101. Subtitle and section heading alterations. Sec. 102. Data minimization. Sec. 103. Continuing consumer opt out right. Sec. 104. Limits on use of consumer access credentials. Sec. 105. Additional information to be included in notices to consumers. Sec. 106. Customer access to privacy and disclosure policies. Sec. 107. Requests for disclosure of or deletion of nonpublic personal information. Sec. 108. Opt in for sensitive nonpublic personal information. TITLE II--REGULATORY CONSIDERATION FOR SMALL FINANCIAL INSTITUTIONS Sec. 201. Regulatory consideration for small financial institutions. TITLE III--RELATION TO OTHER LAWS Sec. 301. Relation to State laws. TITLE IV--ADDITIONS TO DEFINITIONS Sec. 401. Additions to definitions. TITLE I--IMPROVEMENTS TO TREATMENT OF CONSUMER FINANCIAL DATA SEC.