Miyuki Johnson v. One Main Financial

── Miyuki Johnson v. One Main Financial ── Court: Court of Appeals for the Fourth Circuit Date: April 27, 2026 Category: General USCA4 Appeal: 25-1947 Doc: 13 Filed: 04/27/2026 Pg: 1 of 7 UNPUBLISHED UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT No. 25-1940 MIYUKI MAUREEN JOHNSON, as Trustee MMJ Foreign Express Trust and DK Johnson Estate Trust, Plaintiff - Appellant, v. FREEDOM MORTGAGE CORPORATION; LOANDEPOT.COM, LLC; BROCK & SCOTT, PLLC, Defendants - Appellees. No. 25-1941 MIYUKI MAUREEN JOHNSON, as Trustee MMJ Foreign Express Trust, Plaintiff - Appellant, v. DOMINION ENERGY SOUTH CAROLINA, INC., Defendant - Appellee. USCA4 Appeal: 25-1947 Doc: 13 Filed: 04/27/2026 Pg: 2 of 7 No. 25-1942 MIYUKI MAUREEN JOHNSON, Trustee for Miyuki Maureen Johnson Irrevocable Trust, Plaintiff - Appellant, v. SYNCHRONY BANK, Defendant - Appellee. No. 25-1943 MIYUKI MAUREEN JOHNSON, Trustee for MMJ Enterprise Foreign Express Trust, Plaintiff - Appellant, v. CREDIT ACCEPTANCE CORPORATION, Defendant - Appellee. No. 25-1944 MIYUKI MAUREEN JOHNSON, Trustee for MMJ Enterprise Foreign Express Trust, Plaintiff - Appellant, v. 2 USCA4 Appeal: 25-1947 Doc: 13 Filed: 04/27/2026 Pg: 3 of 7 PALMETTO UTILITIES, INC., Defendant - Appellee. No. 25-1945 MIYUKI MAUREEN JOHNSON, Trustee for MMJ Enterprise Foreign Express Trust, Plaintiff - Appellant, v. CITY OF COLUMBIA WATER, Defendant - Appellee. No. 25-1946 MIYUKI MAUREEN JOHNSON, Trustee for MMJ Enterprise Foreign Express Trust, Plaintiff - Appellant, v. CAREFREE RENTALS, LLC, Defendant - Appellee. 3 USCA4 Appeal: 25-1947 Doc: 13 Filed: 04/27/2026 Pg: 4 of 7 No. 25-1947 MIYUKI MAUREEN JOHNSON, Trustee of the Combined Johnson Family Trust Estate, Plaintiff - Appellant, v. ONE MAIN FINANCIAL; PREMIER RECOVERY, Defendants - Appellees. No. 25-1948 MIYUKI MAUREEN JOHNSON, Trustee of the Combined Johnson Family Trust Estate, Plaintiff - Appellant, v. NAVY FEDERAL CREDIT UNION; VYSTAR CREDIT UNION; USAA, Defendants - Appellees. Appeals from the United States District Court for the District of South Carolina, at Columbia. Joseph F. Anderson, Jr., Senior District Judge. (3:25-cv-06160-JFA; 3:25-cv- 06161-JFA; 3:25-cv-06162-JFA; 3:25-cv-06163-JFA; 3:25-cv-06164-JFA; 3:25-cv- 06165-JFA; 3:25-cv-06168-JFA; 3:25-cv-06263-JFA; 3:25-cv-06264-JFA) Submitted: April 23, 2026 Decided: April 27, 2026 4 USCA4 Appeal: 25-1947 Doc: 13 Filed: 04/27/2026 Pg: 5 of 7 Before NIEMEYER,