Berman v. Napleton Schaumburg Inc
── Berman v. Napleton Schaumburg Inc ──
Court: Appellate Court of Illinois
Date: April 17, 2026
Category: General
2026 IL App (1st) 251825
No. 1-25-1825
Opinion filed April 17, 2026
Sixth Division
______________________________________________________________________________
IN THE
APPELLATE COURT OF ILLINOIS
FIRST DISTRICT
______________________________________________________________________________
)
TODD BERMAN, Individually and on Behalf of )
Similarly Situated Individuals,
) Appeal from the
Plaintiff-Appellee, ) Circuit Court of
) Cook County.
v. )
) No. 25 CH 01695
NAPLETON’S SCHAUMBURG SUBARU, INC., an )
Illinois Corporation, and NAPLETON SCHAUMBURG ) Honorable
MOTORS, LLC,
) Neil H. Cohen,
Defendants-Appellants. ) Judge, presiding.
)
JUSTICE HYMAN delivered the judgment of the court, with opinion.
Presiding Justice C.A. Walker and Justice Pucinski concurred in the judgment and
opinion.
OPINION
¶1 Todd Berman alleges Napleton Schaumburg Subaru, Inc. improperly charged him and
other car purchasers for rust and corrosion prevention and then never applied it. Berman filed
a class action complaint against Napleton’s Schaumburg Subaru and its purported parent
company, Napleton Schaumburg Motors, LLC, alleging fraud, breach of contract, and civil
1-25-1825
conspiracy. Napleton moved to dismiss and compel arbitration, arguing that Berman signed
two mandatory arbitration agreements.
¶2 The trial court held that provisions in the two agreements on the proper forum for
arbitration, who decides arbitrability, and the parties’ responsibilities for fees could not be
reconciled and denied the motion.
¶3 Napleton argues the trial court erred because the parties agreed to arbitration and (i)
conflicting provisions can be reconciled by reading the arbitration agreements together, (ii) the
conflicts are not integral to the agreements, and (iii) the agreements delegated arbitrability
questions to the arbitrator.
¶4 We affirm. The provisions of the arbitration agreements, prepared by Napleton, contain
irreconcilable conflicts regarding integral provisions on the proper forum, who decides
arbitrability, and the parties’ responsibilities for arbitration fees.
¶5 BACKGROUND
¶6 Todd Berman purchased a pre-owned 2021 vehicle from Napleton Schaumburg Subaru.
During negotiations, Napleton offered Berman a product, “Xzilion,” that purportedly protects
a vehicle’s exterior from rust and corrosion and interior from stains, spills, and other wear and
tear. Berman contends the parties agreed to a purchase price of $31,434, including the Xzilon
treatment, but Napleton later added the $1,995 cost for Xzilion to the purchase price without
his consent. He contends that Napleton’s Retail Installment Contract has a cash price of
$34,429,
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opens: the passage goes to the official you choose, with this document's own
address as its source and its own type. #}