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Neutral Bill Mar 16, 2026

INS-PAST DUE PREMIUMS

Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.

https://legiscan.com/IL/bill/HB5259/2025
Bob Morgan State Representative Laura Ellman State Senator Cristina Castro State Senator Cosponsor Mary Edly-Allen State Senator Cosponsor
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