Ciera Mayes v. Goldman Sachs Bank USA

── Ciera Mayes v. Goldman Sachs Bank USA ── Case No.: 23A-CC-01604 Court: Indiana Court of Appeals Date: March 27, 2024 Author: Judge Robert Altice County of Origin: Dearborn Category: Civil Decision: Affirmed Judge Weissmann and Judge Kenworthy concur Case Summary Ciara Mayes executed an Installment Loan Agreement (Loan Agreement) with Goldman Sachs Bank USA (the Bank) for a personal loan. After about six months of nonpayment, the Bank advised Mayes by letter that it was seeking collection of $9,235.30 owed on the loan. Mayes thereafter sent a $200 check and accompanying letter to the Bank, stating that cashing of the check would be “considered settlement in full” of the still-outstanding balance. Appendix at 80. The Bank cashed the check.