Neil R Klunder, et al. v. The Bank of New York Mellon f/k/a The Bank of New York as Indenture trustee for, et al.

── Neil R Klunder, et al. v. The Bank of New York Mellon f/k/a The Bank of New York as Indenture trustee for, et al. ── Case No.: 23A-MF-02585 Court: Indiana Court of Appeals Date: October 29, 2024 Author: Judge Dana Kenworthy County of Origin: Porter Category: Civil Decision: Affirmed Judge Felix and Judge DeBoer concur In 2006, the Klunders obtained a home equity line of credit (“Note”) in the principal amount of $51,200. The Klunders secured the Note by executing a second mortgage (“Mortgage”) on their home. 2 Three years later, the Klunders 1 Ind. Code ch. 24-5-0.5. 2 The Mortgage was assigned to BONYM in March 2021. filed for Chapter 7 bankruptcy. As a result, the Klunders’ personal liability on the Note was discharged. SLS began servicing the Note in February 2013. At that time, the Klunders were current on their monthly payments.