Tonia Land v. IU Credit Union

── Tonia Land v. IU Credit Union ── Case No.: 23S-CP-00115 Court: Indiana Supreme Court Date: February 01, 2024 Author: Justice Christopher Goff County of Origin: Monroe Category: Civil Decision: Affirmed The essential facts of this case are as follows: When Tonia Land first became a customer of IU Credit Union (IUCU), she received an account agreement, the terms of which were “subject to change at any time.” App. Vol. II, p. 43. When Land later registered for online banking, she received and accepted a second agreement, permitting IUCU to “modify the terms and conditions applicable to the Services from time to time.” Id. at 118. In 2019, IUCU sent to Land a proposed change to these agreements (the Addendum).