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Neutral Court Opinion Feb 28, 2026

Automotive Finance Corporation v. Meng Liu

── Automotive Finance Corporation v. Meng Liu ── Case No.: 24S-CC-00223 Court: Indiana Supreme Court Date: January 23, 2025 Author: Justice Loretta Rush County of Origin: Marion Category: Civil Decision: Reversed and Remanded Justice Massa, Justice Slaughter, and Justice Molter concur. Justice Goff dissents This case presents an unfortunate, cautionary tale for individuals who represent themselves in civil litigation. In 2018, Automotive Finance Corporation (AFC) extended a loan of a little over $100,000 to Monmars Automative Group LLC for use in its automobile sales business. As part of this financing, Monmars and Golden Dart Holdings LLC entered into a Demand Promissory Note and Security Agreement (the “Contract”) signed by their managers/members: Meng Liu; her then-husband, Ning Ao; and Liu’s friend, Xiaoqiao Yang.
Indiana Judicial Branch
https://public.courts.in.gov/Decisions/api/Document/Opinion?Id=Xqp76ZOsedgVJ0gL…
Loretta Rush Indiana Supreme Court Justice Cale Bradford Indiana Court of Appeals Judge
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