Merger Process Review Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6546 Reported in House (RH)] <DOC> Union Calendar No. 453 119th CONGRESS 2d Session H. R. 6546 [Report No. 119-528] To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 9, 2025 Mr. Williams of Texas introduced the following bill; which was referred to the Committee on Financial Services February 25, 2026 Additional sponsors: Mr. Davidson and Mr. Lawler February 25, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on December 9, 2025] _______________________________________________________________________ A BILL To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merger Process Review Act''. SEC. 2. INSPECTOR GENERAL REVIEW OF THE HANDLING OF INSURED DEPOSITORY INSTITUTION MERGER APPLICATIONS. (a) Review.--Not later than 1 year after the date of enactment of this Act, and every 3 years thereafter, the Inspector General of each Federal depository institution regulatory agency shall review the Federal depository institution regulatory agency's merger review procedures, including record of timeliness and efficiency in reviewing and acting upon insured depository institution