National Flood Insurance Program Administrative Reform Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5500 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 5500 To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 18, 2025 Ms. Velazquez introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To make administrative reforms to the National Flood Insurance Program to increase fairness and accuracy and protect the taxpayer from program fraud and abuse, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE; TABLE OF CONTENTS. (a) Short Title.--This Act may be cited as the ``National Flood Insurance Program Administrative Reform Act of 2025''. (b) Table of Contents.--The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Pilot program for properties with preexisting conditions. Sec. 3. Penalties for fraud and false statements in the National Flood Insurance Program. Sec. 4. Enhanced policyholder appeals process rights. Sec. 5. Deadline for approval of claims. Sec. 6. Litigation process oversight and reform. Sec. 7. Prohibition on hiring disbarred attorneys. Sec. 8. Technical assistance reports. Sec. 9. Improved disclosure requirement for standard flood insurance policies. Sec. 10. Reserve Fund amounts. Sec. 11. Sufficient staffing for Office of Flood Insurance Advocate. Sec. 12. Federal Flood Insurance Advisory Committee. Sec. 13. Interagency guidance on compliance. Sec. 14. GAO study of claims adjustment practices. Sec. 15. GAO study of flood insurance coverage treatment of