Unsubscribe Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7048 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7048 To increase consumer protection with respect to negative options in all media, including on the internet, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 13, 2026 Mr. Takano (for himself, Mr. Amodei of Nevada, and Mr. Magaziner) introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To increase consumer protection with respect to negative options in all media, including on the internet, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Unsubscribe Act of 2025''. SEC. 2. INCREASED CONSUMER PROTECTION WITH RESPECT TO NEGATIVE OPTIONS. (a) Disclosure of Negative Options.--It shall be unlawful for any merchant of record to charge or attempt to charge a credit card, debit card, bank account, or other financial account of any consumer, or otherwise receive payment from any consumer, through a negative option, unless the merchant of record clearly and conspicuously discloses all material terms of the contract involved before receiving payment or charging the consumer, or otherwise receiving payment, through such negative option. (b) Express Informed Consent for Negative Options.-- (1) Requirement.--It shall be unlawful for any merchant of record to charge or attempt to charge a credit card, debit card, bank account, or other financial account of any consumer, or otherwise receive payment from any consumer, through a negative option, unless the merchant of record obtains the express informed consent of the consumer before receiving payment or charging the consumer, or otherwise