Servicemember Credit Monitoring Enhancement Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5923 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 5923 To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES November 4, 2025 Ms. Stefanik (for herself and Ms. Bynum) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Servicemember Credit Monitoring Enhancement Act''. SEC. 2. CREDIT MONITORING. Section 605A(k) of the Fair Credit Reporting Act (15 U.S.C. 1681c- 1(k)) is amended-- (1) by amending paragraph (1) to read as follows: ``(1) Uniformed services member consumer defined.--In this subsection, the term `uniformed services member consumer' means a consumer who is a member of the uniformed services (as such term is defined under section 101(a) of title 10, United States Code).''; and (2) in paragraph (2)(A), by striking ``active duty military consumer'' and inserting ``uniformed services member consumer''. <all>