Preventing Deep Fake Scams Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 1734 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 1734 To establish the Task Force on Artificial Intelligence in the Financial Services Sector to report to Congress on issues related to artificial intelligence in the financial services sector, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES February 27, 2025 Ms. Pettersen (for herself, Mr. Flood, Ms. Bonamici, Mr. Fitzpatrick, Ms. Ocasio-Cortez, and Mr. Harder of California) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To establish the Task Force on Artificial Intelligence in the Financial Services Sector to report to Congress on issues related to artificial intelligence in the financial services sector, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Preventing Deep Fake Scams Act''. SEC. 2. FINDINGS. The Congress finds the following: (1) Artificial intelligence is being used in new and innovative ways by the financial services sector. (2) Artificial intelligence may provide benefits to banks, credit unions, and banking consumers. (3) Artificial intelligence poses unique threats to the safety and security of customer accounts. (4) Voice banking is offered by many banks for security and convenience reasons. (5) The popularity of social media has made video and audio of potential targets easier to obtain for bad actors. These materials can be exploited to replicate the voices and appearances of other people in pursuit of data theft, identity theft, or fraud. (6) Bad actors could utilize ``deep fakes'', including voice and audio manipulation, to compromise and access a con