Lower Health Care Premiums for All Americans Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6703 Engrossed in House (EH)] <DOC> 119th CONGRESS 1st Session H. R. 6703 _______________________________________________________________________ AN ACT To ensure access to affordable health insurance. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Lower Health Care Premiums for All Americans Act''. TITLE I--IMPROVING HEALTH CARE OPTIONS FOR WORKERS SEC. 101. ASSOCIATION HEALTH PLANS. (a) Treatment of Group or Association of Employers.--Section 3(5) of the Employee Retirement Income Security Act of 1974 (29 U.S.C. 1002(5)) is amended by inserting after ``capacity'' the following: ``(including, for the purpose of establishing or maintaining a group health plan, a group or association of employers that satisfies the requirements of section 736(a))''. (b) Rules Applicable to Group Health Plans Established and Maintained by a Group or Association of Employers.-- (1) In general.--Part 7 of subtitle B of title I of the Employee Retirement Income Security Act of 1974 (29 U.S.C. 1181, et seq.) is amended by adding at the end the following: ``SEC. 736. RULES APPLICABLE TO GROUP HEALTH PLANS ESTABLISHED AND MAINTAINED BY A GROUP OR ASSOCIATION OF EMPLOYERS. ``(a) Association Health Plans.--A group or association of employers may maintain a group health plan, regardless of whether the employers composing such group or association are in the same industry, trade, or profession, if such group or association satisfies the following requirements: ``(1) Group or association requirements.--The group or association of employers-- ``(A) shall-- ``(i) have been formed and maintained in good faith for purposes other than providing health insurance coverage through a group health plan; ``(ii) establish a governing board or another indicator of formality as described in paragraph (2);