To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6421 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6421 To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 4, 2025 Mr. Miller of Ohio (for himself and Mr. Smucker) introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To amend the Patient Protection and Affordable Care Act to expand eligibility for catastrophic plans. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Improved Medical Patients Affordable Care Today Act of 2025'' or the ``IMPACT Act of 2025''. SEC. 2. FINDINGS. Congress finds the following: (1) Accessing affordable quality health care is paramount to the citizens of our Nation, including the ability to obtain critical medical services while maintaining lower premium structures designed for financial accessibility. (2) Addressing major affordability issues impacting access to care in a landscape of increasing healthcare costs is of utmost importance, including stabilizing insurance markets countering the cycle of rising premiums. (3) Enhancing provider stability by reducing uncompensated care resulting from uninsured patients is critical to the continued strength of our Nation's health care systems. SEC. 3. EXPANDING ELIGIBILITY FOR CATASTROPHIC PLANS. (a) In General.--Section 1302(e)(2) of the Patient Protection and Affordable Care Act (42 U.S.C. 18022(e)(2)) is amended-- (1) in subparagraph (B)(ii), by striking the period at the end and inserting ``; or''; and (2) by adding at the end the following new subparagraph: ``(C) with respect to the plan year invol