To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 4479 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 4479 To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES July 17, 2025 Mr. Liccardo (for himself, Mr. Cleaver, Mr. Sherman, Mr. Thompson of California, Mr. Ruiz, Mr. Soto, Mr. Peters, Mr. Garamendi, Mr. Swalwell, Ms. McBride, Ms. Goodlander, Mr. Fields, Ms. Elfreth, Mr. Gray, Mr. Cisneros, Mr. Stanton, and Mr. Harder of California) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. INSURANCE WITH RESPECT TO THE FINANCING OF THE CONSTRUCTION OF ACCESSORY DWELLING UNITS. Title II of the National Housing Act (12 U.S.C. 1707 et seq.) is amended by adding at the end the following: ``SEC. 259. ACCESSORY DWELLING UNIT CONSTRUCTION INSURANCE. ``(a) In General.--Not later than 2 years after the date of the enactment of this section, the Secretary shall establish a program to insure, in the discretion of the Secretary and under such terms and conditions as the Secretary may prescribe, certain second liens that are secured against properties for the purpose of financing the construction of accessory dwel