Health Insurance Premium Fairness Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6455 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6455 To amend the Internal Revenue Code of 1986 to take certain Medicare premiums of household members into account in determining the health care insurance premiums tax credit. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 4, 2025 Mr. Levin (for himself, Ms. Sanchez, Ms. Johnson of Texas, and Ms. Norton) introduced the following bill; which was referred to the Committee on Ways and Means _______________________________________________________________________ A BILL To amend the Internal Revenue Code of 1986 to take certain Medicare premiums of household members into account in determining the health care insurance premiums tax credit. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Health Insurance Premium Fairness Act of 2025''. SEC. 2. CERTAIN MEDICARE PREMIUMS OF HOUSEHOLD MEMBERS TAKEN INTO ACCOUNT IN DETERMINING HEALTH CARE INSURANCE PREMIUMS TAX CREDIT. (a) In General.--Section 36B(b) of the Internal Revenue Code of 1986 is amended by adding at the end the following new paragraph: ``(4) Adjustment for certain medicare premiums of household members.-- ``(A) In general.--In the case of any applicable taxpayer who elects (at such time and in such manner as the Secretary may provide) the application of this paragraph with respect to any coverage month, the amount determined under paragraph (2)(B)(ii) with respect to such coverage month shall be reduced (but not below zero) by the aggregate amount of specified Medicare premiums of such applicable taxpayer's household members for such month. ``(B) Household members.--For purposes of this paragraph, the term `household member' means, with respect to any applicable taxpayer, any