Community Bank LIFT Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5276 Reported in House (RH)] <DOC> Union Calendar No. 319 119th CONGRESS 1st Session H. R. 5276 [Report No. 119-367] To amend the Economic Growth, Regulatory Relief, and Consumer Protection Act to adjust the Community Bank Leverage Ratio, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 10, 2025 Mrs. Kim introduced the following bill; which was referred to the Committee on Financial Services November 4, 2025 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on September 10, 2025] _______________________________________________________________________ A BILL To amend the Economic Growth, Regulatory Relief, and Consumer Protection Act to adjust the Community Bank Leverage Ratio, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Community Bank Leverage Improvement and Flexibility for Transparency Act'' or the ``Community Bank LIFT Act''. SEC. 2. COMMUNITY BANK LEVERAGE RATIO. (a) In General.--Section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 note) is amended-- (1) in subsection (a)(3)(A), by striking ``$10,000,000,000'' and inserting ``$15,000,000,000''; and (2) in subsection (b)(1), by striking ``not less than 8 percent and not more than 10 percent'' and inserting ``not less than 6 percent and not more than 8 percent''. (b) Rulemaking Deadline.--Not later than the end of the 180-day period beginning on the date of enactment of this Act, and after reviewing the report issued pursuant to section