County:

Neutral Bill Mar 16, 2026

Fair Access to Banking Act

Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties.Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution.The bill establishes the right for a person to bring a civil action for a violation of this bill.

https://www.congress.gov/bill/119th-congress/house-bill/987

David Joyce U.S. Representative Patrick Fallon U.S. Representative Cosponsor David Taylor U.S. Representative Cosponsor Julia Letlow U.S. Representative Cosponsor Jimmy Patronis U.S. Representative Cosponsor Jeff Crank U.S. Representative Cosponsor Mark Alford U.S. Representative Cosponsor Katherine Cammack U.S. Representative Cosponsor Tom Emmer U.S. Representative Cosponsor Cory Mills U.S. Representative Cosponsor Scott Perry U.S. Representative Cosponsor Randall Fine U.S. Representative Cosponsor Ralph Norman U.S. Representative Cosponsor Erin Houchin U.S. Representative Cosponsor Daniel Webster U.S. Representative Cosponsor Paul Gosar U.S. Representative Cosponsor Glenn Thompson U.S. Representative Cosponsor Mike Ezell U.S. Representative Cosponsor Robert Wittman U.S. Representative Cosponsor Pete Stauber U.S. Representative Cosponsor Brian Babin U.S. Representative Cosponsor Mark Harris U.S. Representative Cosponsor Bruce Westerman U.S. Representative Cosponsor Robert Bresnahan U.S. Representative Cosponsor Gus Bilirakis U.S. Representative Cosponsor Max Miller U.S. Representative Cosponsor Riley Moore U.S. Representative Cosponsor Nathaniel Moran U.S. Representative Cosponsor Guy Reschenthaler U.S. Representative Cosponsor Troy Balderson U.S. Representative Cosponsor Josh Brecheen U.S. Representative Cosponsor Michael Cloud U.S. Representative Cosponsor Michael Guest U.S. Representative Cosponsor Wesley Hunt U.S. Representative Cosponsor John Joyce U.S. Representative Cosponsor Mike Kelly U.S. Representative Cosponsor Anna Luna U.S. Representative Cosponsor Mary Miller U.S. Representative Cosponsor Matt Van Epps U.S. Representative Cosponsor Derrick Van Orden U.S. Representative Cosponsor Charles Fleischmann U.S. Representative Cosponsor Warren Davidson U.S. Representative Cosponsor Julie Fedorchak U.S. Representative Cosponsor Tim Moore U.S. Representative Cosponsor Gregory Murphy U.S. Representative Cosponsor John Carter U.S. Representative Cosponsor H Griffith U.S. Representative Cosponsor Brad Knott U.S. Representative Cosponsor Michael Rulli U.S. Representative Cosponsor Thomas Tiffany U.S. Representative Cosponsor Ryan Zinke U.S. Representative Cosponsor Andy Biggs U.S. Representative Cosponsor Lisa McClain U.S. Representative Cosponsor Zachary (Zach) Nunn U.S. Representative Cosponsor John Rose U.S. Representative Cosponsor Todd Young U.S. Senator Cosponsor Dusty Johnson U.S. Representative Cosponsor Morgan Luttrell U.S. Representative Cosponsor Marlin A Stutzman U.S. Representative Cosponsor Celeste Maloy U.S. Representative Cosponsor Robert Aderholt U.S. Representative Cosponsor Robert Onder U.S. Representative Cosponsor Trent Kelly U.S. Representative Cosponsor

Finance and Financial Sector

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