Stress Testing Accountability and Transparency Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5270 Reported in House (RH)] <DOC> Union Calendar No. 318 119th CONGRESS 1st Session H. R. 5270 [Report No. 119-366] To require the Board of Governors of the Federal Reserve System to issue rules to establish certain methodologies and scenarios used in stress testing, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 10, 2025 Mr. Huizenga (for himself and Mr. Barr) introduced the following bill; which was referred to the Committee on Financial Services November 4, 2025 Additional sponsor: Mr. Sessions November 4, 2025 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on September 10, 2025] _______________________________________________________________________ A BILL To require the Board of Governors of the Federal Reserve System to issue rules to establish certain methodologies and scenarios used in stress testing, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Stress Testing Accountability and Transparency Act''. SEC. 2. RULEMAKING RELATED TO STRESS CAPITAL BUFFER REQUIREMENTS. (a) In General.--Not later than 90 days after the date of the enactment of this section, the Board of Governors of the Federal Reserve System (in this Act referred to as the ``Board'') shall issue a rule-- (1) establishing the models, assumptions, formulas, and other decisional methodologies that are used to conduct any stress test pursuant to section 165(i) of the Financial Stability Act of 2010 (12 U.S.C. 5365(i)), including any such test that is used to deter