Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6299 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 6299 To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES November 25, 2025 Mr. Fulcher introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025''. SEC. 2. ENSURING THE APPROPRIATE AVAILABILITY OF SHORT-TERM LIMITED DURATION INSURANCE. Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg- 91(b)) is amended by adding at the end the following new paragraph: ``(6) Short-term limited duration insurance.--The term `short-term limited duration insurance' means health insurance coverage provided under a contract with a health insurance issuer that-- ``(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and ``(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.''. <all>