Merchant Codes Can Save Lives Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 7133 Introduced in House (IH)] <DOC> 119th CONGRESS 2d Session H. R. 7133 To prohibit States from prohibiting or otherwise deterring the usage of any merchant category code established by the International Organization for Standardization, including codes that identify firearm merchants and ammunition merchants. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES January 16, 2026 Mr. Frost introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To prohibit States from prohibiting or otherwise deterring the usage of any merchant category code established by the International Organization for Standardization, including codes that identify firearm merchants and ammunition merchants. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merchant Codes Can Save Lives Act''. SEC. 2. PREEMPTION RELATING TO MERCHANT CATEGORY CODES. Section 5313 of title 31, United States Code, is amended by inserting after subsection (g) the following: ``(h) Merchant Category Code Usage.-- ``(1) In general.--No State may prohibit or otherwise deter the usage of any merchant category code established by the International Organization for Standardization for identifying firearm merchants or payment card transactions involving the purchase of a firearm, firearm ammunition, ammunition components for use with firearms, or firearm accessories. ``(2) Enforcement.--The Attorney General may bring a civil action in the appropriate district court to enforce this subsection.''. <all>