Merger Agreement Approvals Clarity and Predictability Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 6570 Reported in House (RH)] <DOC> Union Calendar No. 460 119th CONGRESS 2d Session H. R. 6570 [Report No. 119-535] To require the Comptroller General of the United States to study the use of commitments and conditions in connection with insured depository institution merger applications by Federal depository institution regulatory agencies to ensure they align with statutory requirements, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 10, 2025 Mr. Fitzgerald introduced the following bill; which was referred to the Committee on Financial Services February 25, 2026 Additional sponsor: Mr. Lawler February 25, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on December 10, 2025] _______________________________________________________________________ A BILL To require the Comptroller General of the United States to study the use of commitments and conditions in connection with insured depository institution merger applications by Federal depository institution regulatory agencies to ensure they align with statutory requirements, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Merger Agreement Approvals Clarity and Predictability Act''. SEC. 2. GAO STUDY ON USE OF COMMITMENTS AND CONDITIONS IN CONNECTION WITH INSURED DEPOSITORY INSTITUTION MERGER APPLICATIONS. (a) Study.--The Comptroller General of the United States shall carry out a study on the use of commitments, conditions, and other aspects of merger review procedures by Federal