VA Home Loan Awareness Act of 2025

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 2362 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 2362 To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES March 26, 2025 Ms. De La Cruz (for herself, Mr. Green of Texas, Mr. Pfluger, Mr. Lawler, Mr. Gooden, Mr. Fitzpatrick, Mr. Crenshaw, Ms. Pettersen, Mrs. Beatty, Mr. Gottheimer, Mr. Harder of California, and Ms. Ross) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``VA Home Loan Awareness Act of 2025''. SEC. 2. MILITARY SERVICE QUESTION. (a) In General.--Subpart A of part 2 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (12 U.S.C. 4541 et seq.) is amended by adding at the end the following: ``SEC. 1329. UNIFORM RESIDENTIAL LOAN APPLICATION. ``Not later than 6 months after the date of enactment of this section, the Director shall, by regulation or order, require each enterprise to include a disclaimer below the military service question on the form known as the Uniform Residential Loan Application stating, `If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.'.''. (b) GAO Study.--Not later than 18 months after the d