Consumer Online Payment Transparency and Integrity Act

[Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 4365 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 4365 To provide for automatic renewal protections, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES July 14, 2025 Ms. Clarke of New York (for herself, Mr. Correa, Ms. Matsui, and Ms. Kelly of Illinois) introduced the following bill; which was referred to the Committee on Energy and Commerce _______________________________________________________________________ A BILL To provide for automatic renewal protections, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Consumer Online Payment Transparency and Integrity Act''. SEC. 2. AUTOMATIC RENEWAL PROTECTIONS. (a) In General.--A person who sells a good or service to a consumer pursuant to a contract that includes a free-to-pay conversion or negative option feature or any other automatic renewal provision shall disclose such feature or provision and the cancellation procedure clearly and conspicuously in the contract. (b) Automatic Renewal.--A person who sells a good or service to a consumer pursuant to a contract that will automatically renew unless the consumer cancels the contract shall-- (1) notify, in the same manner as the consumer entered into the contract, the consumer of-- (A) the first automatic renewal (and of each automatic renewal thereafter) not less than 7 days (or a longer time period as determined appropriate by the Commission) before the commencement of the renewal period; and (B) how the consumer may simply cancel the contract, which shall include-- (i) an online mechanism for cancellation provided by the person; and (ii) a toll-free telephone number, email address, postal mail address, or other cost- effective, timely, and easy-t